Spend USDT and USDC on any website.
A virtual Visa or Mastercard in minutes. Fund it with crypto, then pay for subscriptions, ads accounts, SaaS and shopping — anywhere online that takes a card.
- Issue
- $7
- Top-up fee
- 2.1%
- Load
- $25 – $10,000
- KYC
- None
Four steps, start to first payment.
Everything happens in the Telegram chat. There is no separate app and no account to create.
-
01
Open the bot
Tap @FluidCardBot in Telegram and press Start. No documents, no KYC.
-
02
Choose an amount
Pick how much to load, from $25 to $10,000. The bot shows the exact total before you pay.
-
03
Send USDT or USDC
You get a deposit address on TRC-20, BEP-20 or ERC-20. Send from any wallet or exchange.
-
04
Spend online
Your card number, expiry and CVC arrive in the chat. Paste them at checkout like any card.
Two stablecoins, three networks.
BEP-20
BNB Smart Chain. Low fees and fast confirmations.
ERC-20
Ethereum mainnet. Use it if that is where your funds already sit.
Always send on the network the bot gives you, and send the exact amount it shows. Network fees are charged by the blockchain, not by FluidCards.
Two fees. That's the whole list.
No monthly fee. Card load runs from $25 to $10,000. Blockchain network fees are separate and go to the network, not to us.
A new card with $100 on it
- Card issue fee
- $7.00
- Loaded onto the card
- $100.00
- Top-up fee (2.1%)
- $2.10
- You send in USDT / USDC
- $109.10
- Spendable balance
- $100.00
Topping the same card up again later costs 2.1% — the $7 is charged once, when the card is issued.
You run the card from the chat.
Freeze instantly
Freeze the card in one tap if something looks wrong, and unfreeze it the same way. The balance stays where it is.
Monthly spending limit
Cap what the card can spend in a month. Change it whenever you like.
Full transaction history
Every charge, decline and top-up, listed in the bot.
3-D Secure in the chat
When a shop asks for a verification code, it arrives as a Telegram message. No SMS, no phone number.
What we are building next.
Six milestones, in order. Dates move; the sequence does not.
What if I send the wrong amount?
Message support in the bot with your transaction hash and they will sort it out manually. Do not send a second transaction until support replies.
Is there KYC?
No. There are no documents to upload and no identity check to pass. You need a Telegram account and stablecoins.
Which countries can use it?
The bot works wherever Telegram does. The card works on any website that accepts Visa or Mastercard, though an individual shop can always decline a card at its own discretion.
What can I buy with it?
Anything you pay for online: subscriptions, ads accounts, hosting, SaaS, shopping. It is a virtual card for online payments — not for cash at an ATM.
Can I take money back off the card?
Withdrawals are arranged manually — contact support in the bot. Load what you plan to spend.
How do I get support?
Support lives inside @FluidCardBot — open the chat and use the support option. Announcements and general questions go in the community channel.
Get your card in the next few minutes.
Open the bot, pick an amount, send USDT or USDC. That's it.